Rewards, on autopilot · iPhone
Swipe the right card.
Every time.
PointOut reads where you are, figures out what you're buying, and points to the one card in your wallet that earns you the most. No spreadsheets. No second-guessing at the register.
Download on theApp Store
Free to start · iOS
What card now?
Dining
Terra Rewards
4% · Dining
1 tapfrom checkout to answer
Every cardin your wallet, ranked
Real MCCsnot category guesswork
How it works
Three steps, then it just works.
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1
Add your cards
Tell PointOut what's in your wallet. That's the whole setup — no bank login required to get going.
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2
Link a bank (optional)
Connect accounts securely through Plaid to sharpen recommendations. PointOut reads your history — it never guesses which cards you own.
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3
Tap when you pay
At the register, hit “What card now?” PointOut names the best card in about a second.
What's inside
Built to answer one question.
“What card now?”
One tap on the home screen. PointOut uses a single GPS read to figure out the merchant and hand you the winning card — right when you're standing at the counter.
Explore the map
Open the Map tab and tap any place to see which card wins there — before you even leave the house.
Knows the real category
PointOut reads authoritative Merchant Category Codes, so dining is dining and groceries are groceries — not a lucky guess.
Your whole wallet, ranked
It weighs every card by reward rate × point value for the category you're in, then surfaces the single best one.
The whole idea, in one line
best card = highest reward rate × point value for what you're buying
Every feature in PointOut is judged against that one goal. If it doesn't help you swipe the right card, it doesn't ship.
Good questions
Before you download.
How does PointOut pick the best card?
It matches what you're buying to a spending category, then ranks every card in your wallet by reward rate × point value. The winner is the one you tap.
Do I have to connect a bank?
No. Adding your cards is all it takes. Linking a bank through Plaid just sharpens the recommendations by reading your real transaction history.
Is my financial data safe?
Bank connections run through Plaid, the same service used by major finance apps. PointOut reads transaction history to improve recommendations — and nothing else.
Which phones does it support?
iPhone, on iOS, today. Support for more platforms is on the roadmap.
Stop leaving rewards on the counter.
Add your cards once, and let PointOut make every swipe the right one.
Download on theApp Store